{"id":96141,"date":"2023-06-21T13:17:00","date_gmt":"2023-06-21T13:17:00","guid":{"rendered":"https:\/\/wp-staging.sproof.com\/referenzen\/privatne-bankovnictvo-v-prechode-banka-gutmann-sa-spolieha-na-digitalne-podpisy\/"},"modified":"2025-10-06T14:42:40","modified_gmt":"2025-10-06T14:42:40","slug":"privatne-bankovnictvo-v-prechode-banka-gutmann-sa-spolieha-na-digitalne-podpisy","status":"publish","type":"referenzen","link":"https:\/\/wp-staging.sproof.com\/sk\/referenzen\/privatne-bankovnictvo-v-prechode-banka-gutmann-sa-spolieha-na-digitalne-podpisy\/","title":{"rendered":"Priv\u00e1tne bankovn\u00edctvo v prechode &#8211; banka Gutmann sa spolieha na digit\u00e1lne podpisy"},"content":{"rendered":"\n<p>Bank Gutmann je l\u00eddrom na rak\u00faskom trhu a \u0161pecializuje sa na spr\u00e1vu akt\u00edv a investi\u010dn\u00e9 poradenstvo. Ako modern\u00fd rodinn\u00fd podnik s trad\u00edciou sa v\u017edy zameriava na z\u00e1kazn\u00edkov a ich potreby. Va\u0161i z\u00e1kazn\u00edci d\u00f4veruj\u00fa jej odborn\u00fdm znalostiam a sk\u00fasenostiam pri realiz\u00e1cii svojich osobn\u00fdch hodn\u00f4t a robia tak u\u017e po cel\u00e9 gener\u00e1cie.    <\/p>\n\n<p>Investi\u010dn\u00e1 spolo\u010dnos\u0165 Gutmann vyv\u00edja rie\u0161enia fondov na mieru v oblasti podielov\u00fdch a \u0161peci\u00e1lnych fondov. V s\u00fa\u010dasnosti spravuje pribli\u017ene 195 investi\u010dn\u00fdch fondov s celkov\u00fdm objemom pribli\u017ene 10,5 mld.   <\/p>\n\n<figure class=\"wp-block-video\"><video controls=\"\" src=\"https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Bank_Gutmann.mp4\"><\/video><\/figure>\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"719\" height=\"179\" src=\"https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Gutmann.webp\" alt=\"- Digitale Signatur\" class=\"wp-image-2758\" style=\"width:297px;height:auto\" srcset=\"https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Gutmann.webp 719w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Gutmann-300x75.webp 300w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Gutmann-600x149.webp 600w\" sizes=\"auto, (max-width: 719px) 100vw, 719px\" \/><\/figure>\n\n<p><strong>N\u00e1zov spolo\u010dnosti:<\/strong> Bank Gutmann<\/p>\n\n<p><strong>Kr\u00e1tky popis projektu:<\/strong><br\/>H\u013eadali sme sp\u00f4sob, ako by na\u0161i z\u00e1kazn\u00edci aj zamestnanci mohli bezpe\u010dne digit\u00e1lne podpisova\u0165. sproof sa uk\u00e1zal by\u0165 pre n\u00e1s t\u00fdm spr\u00e1vnym partnerom.   <\/p>\n\n<p><strong>Pre\u010do sa podpisuje sproof sign:<\/strong><br\/>&#8220;V minulosti existoval prie\u010dinok, ktor\u00fd musel putova\u0165 po dome a podpisova\u0165 sa na r\u00f4znych miestach. Teraz je tu digit\u00e1lny prie\u010dinok, ktor\u00fd n\u00e1m proces podpisovania v\u00fdrazne u\u013eah\u010duje.&#8221;  <\/p>\n\n<figure class=\"wp-block-video\"><\/figure>\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"820\" height=\"1024\" src=\"https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Gutmann_Bank_Mag_Marion_Klotzberg-820x1024.webp\" alt=\"- Digitale Signatur\" class=\"wp-image-2761\" style=\"width:322px;height:auto\" srcset=\"https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Gutmann_Bank_Mag_Marion_Klotzberg-820x1024.webp 820w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Gutmann_Bank_Mag_Marion_Klotzberg-240x300.webp 240w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Gutmann_Bank_Mag_Marion_Klotzberg-768x959.webp 768w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Gutmann_Bank_Mag_Marion_Klotzberg-600x750.webp 600w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Gutmann_Bank_Mag_Marion_Klotzberg.webp 1200w\" sizes=\"auto, (max-width: 820px) 100vw, 820px\" \/><figcaption class=\"wp-element-caption\">Marion Klotzberg, digit\u00e1lna riadite\u013eka<\/figcaption><\/figure>\n\n<p>Ako do\u0161lo k rozhodnutiu zavies\u0165 digit\u00e1lny podpis?<\/p>\n\n<p><strong>Klotzberg:<\/strong> &#8220;V priv\u00e1tnom bankovn\u00edctve a v\u0161eobecne pri nadv\u00e4zovan\u00ed obchodn\u00fdch vz\u0165ahov je potrebn\u00e9 podp\u00edsa\u0165 a aktualizova\u0165 mno\u017estvo dokumentov a zml\u00fav. Ide\u00e1lne je, ak na v\u0161etky tieto podpisy nepotrebujete osobn\u00e9 stretnutie na mieste. Preto bolo pre n\u00e1s d\u00f4le\u017eit\u00e9 n\u00e1js\u0165 sp\u00f4sob, kde by na\u0161i z\u00e1kazn\u00edci aj zamestnanci mohli leg\u00e1lne podpisova\u0165 v bezpe\u010dnom prostred\u00ed.<br\/>Samozrejme, digit\u00e1lne podpisy boli pre n\u00e1s t\u00e9mou u\u017e pred spolo\u010dnos\u0165ou Corona, pravdepodobne viac v in\u0161titucion\u00e1lnom ako v s\u00fakromnom sektore z\u00e1kazn\u00edkov. V\u010faka spolo\u010dnosti Corona sme v\u0161ak \u010doraz viac h\u013eadali rie\u0161enie.&#8221;    <\/p>\n\n<p>Na \u010do je potrebn\u00fd digit\u00e1lny podpis?<\/p>\n\n<p><strong>Klotzberg:<\/strong> &#8220;Na jednej strane pre dokumenty a spr\u00e1vy, ktor\u00e9 sa musia spracova\u0165 a podp\u00edsa\u0165 interne. Na druhej strane pre objedn\u00e1vky, ktor\u00e9 spracov\u00e1vame spolo\u010dne s obchodn\u00fdmi partnermi. Okrem toho je nevyhnutn\u00e9, aby na\u0161i z\u00e1kazn\u00edci aj my &#8211; ako banka &#8211; mohli podpisova\u0165 dokumenty a navz\u00e1jom si ich vymie\u0148a\u0165.&#8221;  <\/p>\n\n<p>Ak\u00fd podpisov\u00fd \u0161tandard sa pou\u017e\u00edva?<\/p>\n\n<p><strong>Klotzberg:<\/strong> &#8220;V s\u00fa\u010dasnosti pou\u017e\u00edvame len najvy\u0161\u0161\u00ed \u0161tandard kvalifikovan\u00e9ho elektronick\u00e9ho podpisu (QES) vzh\u013eadom na na\u0161e bankov\u00e9 oper\u00e1cie a bezpe\u010dnostn\u00fd faktor. Pri poh\u013eade do bud\u00facnosti v\u0161ak zva\u017eujeme, \u010di by pokro\u010dil\u00fd podpis nebol interne posta\u010duj\u00faci.&#8221;  <\/p>\n\n<p>Ak\u00e9 zdroje mo\u017eno u\u0161etri\u0165?<\/p>\n\n<p><strong>Klotzberg:<\/strong> &#8220;D\u00f4le\u017eit\u00fdm bodom je \u010dasov\u00fd faktor. V minulosti existovali len podpisov\u00e9 zlo\u017eky, ktor\u00e9 fyzicky putovali po dome a podpisovali sa na r\u00f4znych intern\u00fdch miestach. Teraz \u010doraz \u010dastej\u0161ie pou\u017e\u00edvame digit\u00e1lnu &#8220;zlo\u017eku&#8221;, kde je definovan\u00e9, z ktor\u00e9ho miesta sa podpis pred odoslan\u00edm vy\u017eaduje. Dokumenty v tejto zlo\u017eke sa daj\u00fa podp\u00edsa\u0165 ove\u013ea r\u00fdchlej\u0161ie.&#8221;  <\/p>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>&#8220;V minulosti existoval prie\u010dinok, ktor\u00fd musel putova\u0165 po dome a podpisova\u0165 sa na r\u00f4znych miestach. Teraz je tu digit\u00e1lny prie\u010dinok, ktor\u00fd n\u00e1m podpisovanie v\u00fdrazne u\u013eah\u010duje.&#8221;  <\/p>\n<\/blockquote>\n\n<p>Marion Klotzberg<br\/>Chief Digital Officer<\/p>\n\n<p>Ak\u00e9 boli najd\u00f4le\u017eitej\u0161ie po\u017eiadavky pri v\u00fdbere podpisovej platformy a ak\u00fa \u00falohu pri tom zohr\u00e1va rozhranie pre kvalifikovan\u00e9 podpisovanie?<\/p>\n\n<p><strong>Klotzberg:<\/strong><\/p>\n\n<p>&#8220;Najd\u00f4le\u017eitej\u0161ie bolo, aby sa moji kolegovia mohli r\u00fdchlo digit\u00e1lne podp\u00edsa\u0165. Po\u017eiadavkou bolo aj vytvorenie virtu\u00e1lneho zo\u0161ita alebo vykonanie viacer\u00fdch podpisov s\u00fa\u010dasne. <br\/>\u010eal\u0161\u00edm d\u00f4le\u017eit\u00fdm bodom pre n\u00e1s a na\u0161ich z\u00e1kazn\u00edkov je eID &amp; QES Hub pre digit\u00e1lne identity z r\u00f4znych eur\u00f3pskych kraj\u00edn. M\u00e1me pobo\u010dky v Budape\u0161ti a Prahe, tak\u017ee potrebujeme platformu, ktor\u00e1 do procesu podpisovania zapoj\u00ed aj v\u00fdchodoeur\u00f3pskych poskytovate\u013eov certifik\u00e1tov. V\u010faka slu\u017ebe sproof sign nemusia na\u0161i medzin\u00e1rodn\u00ed z\u00e1kazn\u00edci \u017eiada\u0165 o \u010fal\u0161\u00ed kvalifikovan\u00fd podpis, m\u00f4\u017eu na\u010falej pou\u017e\u00edva\u0165 u\u017e existuj\u00faci kvalifikovan\u00fd podpis zo svojej krajiny. To prin\u00e1\u0161a ove\u013ea pr\u00edjemnej\u0161\u00ed z\u00e1\u017eitok pre z\u00e1kazn\u00edkov a zabezpe\u010duje spr\u00e1vny proces podpisovania cez hranice \u0161t\u00e1tov &#8211; bez ak\u00e9hoko\u013evek \u010fal\u0161ieho \u00fasilia.&#8221;  <\/p>\n\n<p>Ako fungovalo zavedenie zna\u010dky sproof sign?<\/p>\n\n<p><strong>Klotzberg:<\/strong> Na za\u010diatku sme si pozreli webov\u00fa str\u00e1nku sproof a z\u00edskali sme sk\u00fa\u0161obn\u00fd \u00fa\u010det. To n\u00e1m umo\u017enilo vysk\u00fa\u0161a\u0165 si funkcie a prejs\u0165 si r\u00f4zne pr\u00edpady pou\u017eitia. V \u010fal\u0161om kroku n\u00e1\u0161 IT bezpe\u010dnostn\u00fd pracovn\u00edk skontroloval ochranu \u00fadajov, ako aj bezpe\u010dnos\u0165 a aktu\u00e1lnos\u0165 syst\u00e9mov. Potom sme sa sami porozpr\u00e1vali o sproof sign a nakoniec sme sa rozhodli pre\u0148. Po z\u00e1vere\u010dn\u00fdch rokovaniach o zmluve, ktor\u00e9 s\u00fa v priv\u00e1tnom bankovn\u00edctve pomerne zlo\u017eit\u00e9, sme si vyjasnili a dokon\u010dili v\u0161etky po\u017eiadavky.&#8221;  <\/p>\n\n<p>Pre\u010do si vybra\u0165 eur\u00f3pskeho poskytovate\u013ea cloudu?<\/p>\n\n<p><strong>Klotzberg:<\/strong> &#8220;Je pre n\u00e1s ve\u013emi d\u00f4le\u017eit\u00e9, aby sme pokryli v\u0161etky regula\u010dn\u00e9 a bezpe\u010dnostn\u00e9 po\u017eiadavky. To tie\u017e znamen\u00e1, \u017ee presne vieme, \u010do sa deje s na\u0161imi \u00fadajmi aj s \u00fadajmi na\u0161ich z\u00e1kazn\u00edkov. Ako s\u00fa ulo\u017een\u00e9, kde a ako dlho, ako aj to, kto \u010fal\u0161\u00ed sa na tomto procese podie\u013ea. Preto sme si vybrali eur\u00f3psku spolo\u010dnos\u0165.&#8221;  <\/p>\n\n<p>Ak\u00fd v\u00fdznam m\u00e1 digitaliz\u00e1cia v bankovn\u00edctve?<\/p>\n\n<p><strong>Klotzberg:<\/strong> &#8220;Digitaliz\u00e1cia n\u00e1s bude v r\u00f4znych podob\u00e1ch sprev\u00e1dza\u0165 aj na\u010falej, preto\u017ee nie je ve\u013emi ve\u013ek\u00fdm trendom na nieko\u013eko rokov a potom zrazu op\u00e4\u0165 zmizne. Nie je s\u00edce v\u00fdhradn\u00fdm sp\u00f4sobom komunik\u00e1cie so z\u00e1kazn\u00edkmi, ale je tu aj na to, aby n\u00e1s a na\u0161ich z\u00e1kazn\u00edkov podporovala. Digitaliz\u00e1cia tu zostane. Mysl\u00edm si, \u017ee v bud\u00facnosti sa objav\u00ed mnoho \u010fal\u0161\u00edch noviniek, ktor\u00e9 si zatia\u013e ani nevieme predstavi\u0165 a ktor\u00e9 n\u00e1m m\u00f4\u017eu zjednodu\u0161i\u0165 \u017eivot.&#8221;  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bank Gutmann je l\u00eddrom na rak\u00faskom trhu a \u0161pecializuje sa na spr\u00e1vu akt\u00edv a investi\u010dn\u00e9 poradenstvo. Ako modern\u00fd rodinn\u00fd podnik s trad\u00edciou sa v\u017edy zameriava na z\u00e1kazn\u00edkov a ich potreby. Va\u0161i z\u00e1kazn\u00edci d\u00f4veruj\u00fa jej odborn\u00fdm znalostiam a sk\u00fasenostiam pri realiz\u00e1cii svojich osobn\u00fdch hodn\u00f4t a robia tak u\u017e po cel\u00e9 gener\u00e1cie. Investi\u010dn\u00e1 spolo\u010dnos\u0165 Gutmann vyv\u00edja rie\u0161enia [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":96146,"template":"","meta":{"_acf_changed":false},"class_list":["post-96141","referenzen","type-referenzen","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/wp-staging.sproof.com\/sk\/wp-json\/wp\/v2\/referenzen\/96141","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp-staging.sproof.com\/sk\/wp-json\/wp\/v2\/referenzen"}],"about":[{"href":"https:\/\/wp-staging.sproof.com\/sk\/wp-json\/wp\/v2\/types\/referenzen"}],"author":[{"embeddable":true,"href":"https:\/\/wp-staging.sproof.com\/sk\/wp-json\/wp\/v2\/users\/1"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wp-staging.sproof.com\/sk\/wp-json\/wp\/v2\/media\/96146"}],"wp:attachment":[{"href":"https:\/\/wp-staging.sproof.com\/sk\/wp-json\/wp\/v2\/media?parent=96141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}