{"id":153758,"date":"2026-02-03T14:25:48","date_gmt":"2026-02-03T14:25:48","guid":{"rendered":"https:\/\/wp-staging.sproof.com\/sepa-mandatumok-digitalis-alairasa\/"},"modified":"2026-05-16T21:22:49","modified_gmt":"2026-05-16T21:22:49","slug":"sepa-mandatumok-digitalis-alairasa","status":"publish","type":"post","link":"https:\/\/wp-staging.sproof.com\/hu\/sepa-mandatumok-digitalis-alairasa\/","title":{"rendered":"SEPA-mand\u00e1tumok digit\u00e1lis al\u00e1\u00edr\u00e1sa"},"content":{"rendered":"\n<p><strong>A legfontosabb t\u00e9nyek r\u00f6viden<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Jogbiztons\u00e1g:<\/strong> A <strong>digit\u00e1lis<\/strong> SEPA-mand\u00e1tumok az eIDAS-rendeletnek megfelel\u0151en teljes m\u00e9rt\u00e9kben jogilag \u00e9rv\u00e9nyesek (FES vagy QES).<br\/><\/li>\n\n\n\n<li><strong>Nincs t\u00f6bb g\u00e9pel\u00e9s: digit\u00e1lis <\/strong>adat\u00e1tvitel az olvashatatlan szkennel\u00e9sek k\u00e9zi bevitele helyett<strong><br\/><\/strong><\/li>\n\n\n\n<li><strong>Gyorsas\u00e1g: A gy\u0171jt\u00e9s<\/strong> \u00e9s az al\u00e1\u00edr\u00e1s kevesebb, mint 2 percet vesz ig\u00e9nybe a sproof Fastlane-nel<br\/><\/li>\n\n\n\n<li><strong>Hibrid teljes\u00edtm\u00e9ny: a sproof <\/strong>Fastlane \u00e1thidalja a pap\u00edr \u00e9s a digit\u00e1lis k\u00f6z\u00f6tti szakad\u00e9kot &#8211; egyszer\u0171en a fizikai dokumentumokon tal\u00e1lhat\u00f3 QR-k\u00f3d beolvas\u00e1s\u00e1val.<br\/><\/li>\n\n\n\n<li><strong>Legjobb gyakorlat: Tudja <\/strong>meg, hogyan optimaliz\u00e1lta \u00fcgyf\u00e9lszolg\u00e1lat\u00e1t a Salzburg AG energetikai \u00e9s infrastruktur\u00e1lis szolg\u00e1ltat\u00f3 a digit\u00e1lis \u00e1talakul\u00e1s r\u00e9v\u00e9n.<\/li>\n<\/ul>\n\n<p><\/p>\n\n<h2 class=\"wp-block-heading\">Mi\u00e9rt lass\u00edtj\u00e1k a hagyom\u00e1nyos SEPA-folyamatok az \u00d6n v\u00e1llalkoz\u00e1s\u00e1t<\/h2>\n\n<p>A beszed\u00e9si megb\u00edz\u00e1sok k\u00e9zi gy\u0171jt\u00e9se hatalmas id\u0151vesztes\u00e9g \u00e9s az anal\u00f3g vil\u00e1gb\u00f3l sz\u00e1rmaz\u00f3 reliktum. A hagyom\u00e1nyos elj\u00e1r\u00e1s &#8211; kinyomtat\u00e1s, postai k\u00fcld\u00e9s, k\u00e9zzel t\u00f6rt\u00e9n\u0151 al\u00e1\u00edr\u00e1s, szkennel\u00e9s \u00e9s e-mailben t\u00f6rt\u00e9n\u0151 visszak\u00fcld\u00e9s &#8211; nemcsak az \u00fcgyfelek sz\u00e1m\u00e1ra f\u00e1raszt\u00f3, hanem az adminisztr\u00e1ci\u00f3ban is hatalmas rezsik\u00f6lts\u00e9get okoz: <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Hibaforr\u00e1s az adat\u00e1tvitelben: <\/strong>Az IBAN-t, a nevet \u00e9s a mand\u00e1tumhivatkoz\u00e1st k\u00e9zzel kell \u00e1tvinni a (gyakran olvashatatlan) szkennel\u00e9sekr\u0151l az ERP- vagy sz\u00e1mviteli rendszerbe. Ez hibakock\u00e1zatos \u00e9s k\u00f6lts\u00e9ges. <br\/><br\/><\/li>\n\n\n\n<li><strong>Magas lemond\u00e1si ar\u00e1ny:<\/strong> Minden m\u00e9diasz\u00fcnet &#8211; p\u00e9ld\u00e1ul a nyomd\u00e1ba vagy a postal\u00e1d\u00e1ba val\u00f3 eljut\u00e1s &#8211; olyan akad\u00e1ly, amely miatt az \u00fcgyfelek f\u00e9lbehagyj\u00e1k a folyamatot.<br\/><br\/><\/li>\n\n\n\n<li><strong>B\u00fcrokratikus torl\u00f3d\u00e1s: <\/strong>az <strong>olvashatatlan <\/strong>k\u00e9z\u00edr\u00e1s id\u0151ig\u00e9nyes jav\u00edt\u00e1si ciklusokhoz vezet, \u00e9s k\u00e9slelteti a fizet\u00e9si folyamatot, ami k\u00f6zvetlen\u00fcl megterheli a likvidit\u00e1s\u00e1t, \u00e9s \u00e9rt\u00e9kes adminisztrat\u00edv er\u0151forr\u00e1sokat k\u00f6t le, amelyeket val\u00f3j\u00e1ban produkt\u00edvabb feladatokra lehetne ford\u00edtani.<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">Digit\u00e1lis SEPA megb\u00edz\u00e1sok a modern fizet\u00e9si folyamatokhoz<\/h2>\n\n<p>A r\u00e9szben vagy teljesen digit\u00e1lis folyamatra val\u00f3 \u00e1tt\u00e9r\u00e9s sokkal t\u00f6bb el\u0151nnyel j\u00e1r, mint a pap\u00edr megsz\u00fcntet\u00e9se. A pozit\u00edv hat\u00e1sok a teljes \u00e9rt\u00e9kl\u00e1ncra kiterjednek. <\/p>\n\n<p>A pozit\u00edv hat\u00e1sok optimaliz\u00e1lj\u00e1k az eg\u00e9sz adminisztr\u00e1ci\u00f3t:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Jelent\u0151sen r\u00f6videbb feldolgoz\u00e1si id\u0151:<\/strong> A megb\u00edz\u00e1sokat napok helyett percek alatt v\u00e9gleges\u00edtik.<\/li>\n<\/ul>\n\n<ul class=\"wp-block-list\">\n<li><strong>Hib\u00e1k cs\u00f6kkent\u00e9se ellen\u0151rz\u00f6tt adatbevitel r\u00e9v\u00e9n: <\/strong>Mivel az \u00fcgyfelek digit\u00e1lisan adj\u00e1k meg adataikat az el\u0151re meghat\u00e1rozott \u0171rlapmez\u0151kbe, a g\u00e9pel\u00e9s sor\u00e1n nem fordulnak el\u0151 \u00e1tviteli hib\u00e1k. Az \u00e9rv\u00e9nyes\u00edt\u00e9si seg\u00e9dletek biztos\u00edtj\u00e1k, hogy csak teljes \u00e9s helyesen form\u00e1zott megb\u00edz\u00e1sok ker\u00fcljenek be a rendszerbe. <\/li>\n<\/ul>\n\n<ul class=\"wp-block-list\">\n<li><strong>Magasabb befejez\u00e9si ar\u00e1ny (konverzi\u00f3s ar\u00e1ny):<\/strong> Min\u00e9l egyszer\u0171bb az al\u00e1\u00edr\u00e1si folyamat, ann\u00e1l alacsonyabb a t\u00f6rl\u00e9si ar\u00e1ny.<\/li>\n<\/ul>\n\n<ul class=\"wp-block-list\">\n<li><strong>Jelent\u0151s k\u00f6lts\u00e9gcs\u00f6kkent\u00e9s: megtakar\u00edtja<\/strong> a post\u00e1z\u00e1si, nyomtat\u00e1si \u00e9s archiv\u00e1l\u00e1si k\u00f6lts\u00e9geket, valamint a k\u00e9zi adatbevitelre ford\u00edtott \u00e9rt\u00e9kes munkaid\u0151t.<\/li>\n<\/ul>\n\n<ul class=\"wp-block-list\">\n<li><strong>K\u00f6zpontos\u00edtott \u00e9s ellen\u0151rz\u00e9sbiztos kezel\u00e9s: Minden megb\u00edz\u00e1s<\/strong> digit\u00e1lisan archiv\u00e1lva van, azonnal megtal\u00e1lhat\u00f3, \u00e9s a z\u00f6kken\u0151mentes ellen\u0151rz\u00e9si nyomvonalnak k\u00f6sz\u00f6nhet\u0151en jogszab\u00e1lynak megfelel\u0151en dokument\u00e1lt.<\/li>\n<\/ul>\n\n<ul class=\"wp-block-list\">\n<li><strong>Modern \u00fcgyf\u00e9l\u00e9lm\u00e9ny: \u00d6n<\/strong> korszer\u0171, felhaszn\u00e1l\u00f3bar\u00e1t szolg\u00e1ltat\u00e1st <strong>k\u00edn\u00e1l<\/strong> \u00fcgyfeleinek, m\u00e9dia-megszak\u00edt\u00e1s n\u00e9lk\u00fcl.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">K\u00fcl\u00f6n\u00f6sen rugalmas: ez a digit\u00e1lis elj\u00e1r\u00e1s hibrid form\u00e1ban is haszn\u00e1lhat\u00f3.<\/h3>\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:31% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Post_Fastlane4-1.png\" alt=\"Gyors digit\u00e1lis al\u00e1\u00edr\u00e1s a munkafolyamatban\" class=\"wp-image-3715 size-full\" srcset=\"https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Post_Fastlane4-1.png 1024w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Post_Fastlane4-1-300x300.png 300w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Post_Fastlane4-1-150x150.png 150w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Post_Fastlane4-1-768x768.png 768w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2025\/08\/Post_Fastlane4-1-600x600.png 600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Ha tov\u00e1bbra is pap\u00edr alap\u00fa dokumentumokat k\u00fcld, egyszer\u0171en kinyomtathat egy QR-k\u00f3dot. \u00dcgyfelei beolvass\u00e1k azt, \u00e9s azonnal a digit\u00e1lis al\u00e1\u00edr\u00e1si folyamban landolnak &#8211; t\u00f6k\u00e9letes h\u00edd az anal\u00f3g posta \u00e9s a digit\u00e1lis hat\u00e9konys\u00e1g k\u00f6z\u00f6tt. Ez\u00e1ltal a lass\u00fa, pap\u00edr alap\u00fa folyamatot egy szabv\u00e1nyos digit\u00e1lis folyamatt\u00e1 alak\u00edtja \u00e1t.  <\/p>\n<\/div><\/div>\n\n<p><\/p>\n\n<h2 class=\"wp-block-heading\">Hogyan t\u00f6rt\u00e9nik a SEPA beszed\u00e9si megb\u00edz\u00e1s digit\u00e1lis \u00faton t\u00f6rt\u00e9n\u0151 ki\u00e1ll\u00edt\u00e1sa?<\/h2>\n\n<p>Ha olyan digit\u00e1lis al\u00e1\u00edr\u00e1si megold\u00e1st haszn\u00e1l, mint a sproof, akkor a megb\u00edz\u00e1s ki\u00e1ll\u00edt\u00e1s\u00e1nak teljes folyamat\u00e1t automatiz\u00e1lhatja egy sablon seg\u00edts\u00e9g\u00e9vel, \u00e9s hibrid megold\u00e1st k\u00edn\u00e1lhat \u00fcgyfeleinek.  <\/p>\n\n<p>A SEPA beszed\u00e9si megb\u00edz\u00e1s l\u00e9trehoz\u00e1sakor a dokumentumnak tartalmaznia <strong>kell<\/strong> bizonyos <strong>k\u00f6telez\u0151 inform\u00e1ci\u00f3kat<\/strong>. Ezek a k\u00f6vetkez\u0151k: <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Az<\/strong> <strong>ad\u00f3s<\/strong> <strong>neve<\/strong> <strong>(<\/strong> sz\u00e1mlatulajdonos:in)  <\/li>\n\n\n\n<li><strong>C\u00edm:<\/strong> <strong>a<\/strong> <strong>ad\u00f3s<\/strong> <\/li>\n\n\n\n<li>Az<strong> ad\u00f3s<\/strong><strong>IBAN-sz\u00e1mlasz\u00e1ma<\/strong>  <\/li>\n\n\n\n<li><strong>A<\/strong> <strong>kedvezm\u00e9nyezett (<\/strong> hitelez\u0151) <strong>neve<\/strong>  <\/li>\n\n\n\n<li><strong>Hitelez\u0151i azonos\u00edt\u00f3 sz\u00e1m (<\/strong> Hitelez\u0151i azonos\u00edt\u00f3)  <\/li>\n\n\n\n<li><strong>Mand\u00e1tumhivatkoz\u00e1s (<\/strong> a mand\u00e1tum egyedi azonos\u00edt\u00f3ja)  <\/li>\n\n\n\n<li><strong>A megb\u00edz\u00e1s t\u00edpusa ( <\/strong>egyszeri vagy ism\u00e9tl\u0151d\u0151 beszed\u00e9si megb\u00edz\u00e1s)  <\/li>\n\n\n\n<li><strong>Hivatkoz\u00e1s a visszat\u00e9r\u00edt\u00e9shez val\u00f3 jogra (<\/strong> pl. &#8220;8 h\u00e9ten bel\u00fcl&#8230;&#8221;).  <\/li>\n\n\n\n<li><strong>A megb\u00edz\u00e1s d\u00e1tuma  <\/strong><\/li>\n\n\n\n<li><strong>Al\u00e1\u00edr\u00e1s<\/strong> <strong>a<\/strong> <strong>ad\u00f3s<\/strong><\/li>\n<\/ul>\n\n<p>Ezen inform\u00e1ci\u00f3k n\u00e9lk\u00fcl a bankok nem biztos, hogy feldolgozz\u00e1k a megb\u00edz\u00e1st.<\/p>\n\n<p><a href=\"https:\/\/wp-staging.sproof.com\/hu\/fastlane\/\" data-type=\"link\" data-id=\"https:\/\/wp-staging.sproof.com\/fastlane\/\">A sproof Fastlane lehet\u0151v\u00e9 teszi<\/a> ezeknek a folyamatoknak a z\u00f6kken\u0151mentes integr\u00e1l\u00e1s\u00e1t az \u00d6n v\u00e1llalati arculat\u00e1ba. Az al\u00e1\u00edr\u00e1s ut\u00e1n az adatok k\u00f6zvetlen\u00fcl digit\u00e1lisan ker\u00fclnek \u00e1tvitelre, \u00edgy a k\u00e9zi g\u00e9pel\u00e9s teljesen feleslegess\u00e9 v\u00e1lik. <\/p>\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"769\" src=\"https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2026\/02\/SEPA_digital_manuell_Vergleich_sproof-1024x769.png\" alt=\"SEPA megb&#xED;z&#xE1;sok digit&#xE1;lis kiad&#xE1;sa &#xE9;s al&#xE1;&#xED;r&#xE1;sa - sproof Fastlane\" class=\"wp-image-153834\" style=\"aspect-ratio:1.3316159714653721;width:820px;height:auto\" srcset=\"https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2026\/02\/SEPA_digital_manuell_Vergleich_sproof-1024x769.png 1024w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2026\/02\/SEPA_digital_manuell_Vergleich_sproof-300x225.png 300w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2026\/02\/SEPA_digital_manuell_Vergleich_sproof-768x576.png 768w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2026\/02\/SEPA_digital_manuell_Vergleich_sproof-1536x1153.png 1536w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2026\/02\/SEPA_digital_manuell_Vergleich_sproof-1200x901.png 1200w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2026\/02\/SEPA_digital_manuell_Vergleich_sproof-600x450.png 600w, https:\/\/wp-staging.sproof.com\/wp-content\/uploads\/2026\/02\/SEPA_digital_manuell_Vergleich_sproof.png 1584w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p>Az elv egyszer\u0171:<\/p>\n\n<ol class=\"wp-block-list\">\n<li><strong>K\u00e9sz\u00fclj:<\/strong> Elk\u00e9sz\u00edt egy szerz\u0151d\u00e9st vagy \u0171rlapot a sproof sign programban, \u00e9s elhelyez egy QR-k\u00f3dot a dokumentumon.<br\/><\/li>\n\n\n\n<li><strong>K\u00fcld\u00e9s:<\/strong> A dokumentumot a szok\u00e1sos postai szolg\u00e1ltat\u00e1ssal k\u00fcldik el \u00fcgyfeleinek.<br\/><\/li>\n\n\n\n<li><strong>Digit\u00e1lisan al\u00e1\u00edrni:<\/strong> Az \u00fcgyf\u00e9l okostelefonj\u00e1val beolvassa a QR-k\u00f3dot. Az al\u00e1\u00edr\u00e1si folyamat azonnal elindul &#8211; regisztr\u00e1ci\u00f3 vagy bejelentkez\u00e9s n\u00e9lk\u00fcl. <br\/><\/li>\n\n\n\n<li><strong>V\u00e9gleges\u00edteni:<\/strong> A szerz\u0151d\u00e9st n\u00e9h\u00e1ny kattint\u00e1ssal jogszer\u0171en al\u00e1\u00edrja \u00e9s biztons\u00e1gosan visszak\u00fcldi v\u00e1llalat\u00e1nak.  <\/li>\n<\/ol>\n\n<figure class=\"wp-block-embed is-type-video is-provider-vimeo wp-block-embed-vimeo wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"sproof sign - Fastlane\" src=\"https:\/\/player.vimeo.com\/video\/894429450?dnt=1&amp;app_id=122963\" width=\"500\" height=\"281\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n<\/div><\/figure>\n\n<h3 class=\"wp-block-heading\">A jogalap: \u00e9rv\u00e9nyes-e?<\/h3>\n\n<p>Igen, a digit\u00e1lis SEPA beszed\u00e9si megb\u00edz\u00e1s <strong>az EU-ban<\/strong> az e <strong>IDAS-rendelet<\/strong> hat\u00e1lya al\u00e1 tartozik. B\u00e1r a sz\u00f6veges forma sok megb\u00edz\u00e1s eset\u00e9ben elegend\u0151, a bankok a kock\u00e1zat minimaliz\u00e1l\u00e1sa \u00e9rdek\u00e9ben gyakran megk\u00f6vetelik az \u00edr\u00e1sbeli form\u00e1t. A <strong>min\u0151s\u00edtett elektronikus al\u00e1\u00edr\u00e1s (QES) 100%-ban egyen\u00e9rt\u00e9k\u0171<\/strong> a k\u00e9zzel \u00edrott al\u00e1\u00edr\u00e1ssal, \u00e9s a b\u00edr\u00f3s\u00e1gon a legnagyobb bizony\u00edt\u00f3 er\u0151vel b\u00edr. A gyakorlatban a <strong>fejlett elektronikus al\u00e1\u00edr\u00e1s (AES)<\/strong> a szabv\u00e1nyos fizet\u00e9si m\u0171veletekn\u00e9l hat\u00e9kony k\u00f6z\u00e9p\u00fatnak <strong>bizonyult<\/strong>. A jogbiztons\u00e1g \u00e9s a gyorsas\u00e1g nem z\u00e1rja ki egym\u00e1st.     <\/p>\n\n<h2 class=\"wp-block-heading\">Legjobb gyakorlat: Salzburg AG<\/h2>\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-sproof wp-block-embed-sproof\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"fP3AXngEkR\"><a href=\"https:\/\/wp-staging.sproof.com\/hu\/referenzen\/salzburg-ag-digitalis-szuverenitas-es-tobb-mint-250-000-papirral-kevesebb-lap-a-sproofra-valo-atallassal\/\">Salzburg AG: Digitale Souver\u00e4nit\u00e4t und mehr als 250.000 Blatt Papier weniger durch den Wechsel zu sproof<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Salzburg AG: Digitale Souver\u00e4nit\u00e4t und mehr als 250.000 Blatt Papier weniger durch den Wechsel zu sproof&#8221; &#8212; sproof\" src=\"https:\/\/wp-staging.sproof.com\/hu\/referenzen\/salzburg-ag-digitalis-szuverenitas-es-tobb-mint-250-000-papirral-kevesebb-lap-a-sproofra-valo-atallassal\/embed\/#?secret=J7F5P2krtV#?secret=fP3AXngEkR\" data-secret=\"fP3AXngEkR\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n<h2 class=\"wp-block-heading\">GYIK a t\u00e9m\u00e1ban<\/h2>\n\n<ol class=\"wp-block-list\">\n<li><strong>Mi az a SEPA beszed\u00e9si megb\u00edz\u00e1s?<\/strong> <br\/>A SEPA beszed\u00e9si megb\u00edz\u00e1s az \u00fcgyf\u00e9l \u00e1ltal egy v\u00e1llalatnak <strong>adott jogi felhatalmaz\u00e1s<\/strong> arra, hogy az esed\u00e9kes \u00f6sszegeket k\u00f6zvetlen\u00fcl a banksz\u00e1ml\u00e1j\u00e1r\u00f3l beszedje. Ez egyben utas\u00edt\u00e1sk\u00e9nt is szolg\u00e1l a bank sz\u00e1m\u00e1ra a fizet\u00e9s v\u00e9grehajt\u00e1s\u00e1ra. <br\/><\/li>\n\n\n\n<li><strong>Jogilag \u00e9rv\u00e9nyes-e az elektronikus SEPA-felhatalmaz\u00e1s?  <\/strong><br\/>Igen, az elektronikus SEPA-felhatalmaz\u00e1s jogilag teljes m\u00e9rt\u00e9kben \u00e9rv\u00e9nyes, amennyiben megfelel az eIDAS-szabv\u00e1nyoknak. A digit\u00e1lis al\u00e1\u00edr\u00e1soknak (FES vagy QES) \u00e9s a hamis\u00edt\u00e1sbiztos ellen\u0151rz\u00e9si protokollnak k\u00f6sz\u00f6nhet\u0151en az al\u00e1\u00edr\u00f3 szem\u00e9lyazonoss\u00e1ga m\u00e9g k\u00f6nnyebben bizony\u00edthat\u00f3, mint pap\u00edron. A bankok \u00e1ltal\u00e1nosan elfogadj\u00e1k ezeket az e-mand\u00e1tumokat, mivel azok megfelelnek az Eur\u00f3pai Fizet\u00e9si Tan\u00e1cs k\u00f6vetelm\u00e9nyeinek.  <br\/><\/li>\n\n\n\n<li><strong>Elfogadj\u00e1k a bankok a digit\u00e1lis megb\u00edz\u00e1sokat?<\/strong> <br\/>Igen, felt\u00e9ve, hogy az al\u00e1\u00edr\u00e1si szabv\u00e1ny (FES vagy QES) k\u00e9ts\u00e9get kiz\u00e1r\u00f3an bizony\u00edtja az al\u00e1\u00edr\u00f3 hiteless\u00e9g\u00e9t.<br\/><\/li>\n\n\n\n<li><strong>Az \u00fcgyf\u00e9lnek l\u00e9tre kell hoznia egy sproof-fi\u00f3kot az al\u00e1\u00edr\u00e1shoz?<\/strong> <br\/>Nem. \u00dcgyfelei k\u00f6zvetlen\u00fcl a kapott linken kereszt\u00fcl vagy a QR-k\u00f3d beolvas\u00e1sa ut\u00e1n \u00edrhatj\u00e1k al\u00e1 a megb\u00edz\u00e1st. Nem sz\u00fcks\u00e9ges regisztr\u00e1ci\u00f3 vagy fi\u00f3k l\u00e9trehoz\u00e1sa a sproofn\u00e1l, ami rendk\u00edv\u00fcl alacsonyan tartja a lemond\u00e1si ar\u00e1nyt.  <br\/><\/li>\n\n\n\n<li><strong>Mi t\u00f6rt\u00e9nik a dokumentummal az al\u00e1\u00edr\u00e1s ut\u00e1n?<\/strong> <br\/>Amint minden f\u00e9l al\u00e1\u00edrta, \u00d6n \u00e9s \u00fcgyfelei automatikusan megkapj\u00e1k az al\u00e1\u00edrt dokumentumot PDF form\u00e1tumban e-mailben. Az adatok egy interf\u00e9szen kereszt\u00fcl k\u00f6zvetlen\u00fcl is \u00e1tvihet\u0151k az \u00d6n vezet\u0151 rendszer\u00e9be (pl. ERP vagy k\u00f6nyvel\u00e9s). <br\/><\/li>\n\n\n\n<li><strong>A digit\u00e1lis megb\u00edz\u00e1st ellen\u0151rz\u00e9sbiztos m\u00f3don archiv\u00e1lj\u00e1k?<\/strong> <br\/>Igen, minden sproofon kereszt\u00fcl al\u00e1\u00edrt dokumentum hamis\u00edt\u00e1sbiztos ellen\u0151rz\u00e9si nyomvonalat tartalmaz. A digit\u00e1lis tan\u00fas\u00edtv\u00e1nnyal egy\u00fctt ez megfelel az ellen\u0151rz\u00e9sbiztos archiv\u00e1l\u00e1s minden k\u00f6vetelm\u00e9ny\u00e9nek, \u00e9s z\u00f6kken\u0151mentes bizony\u00edt\u00e1si l\u00e1ncot biztos\u00edt.  <br\/><\/li>\n\n\n\n<li><strong>A v\u00e1llalati \u00fcgyfelek (B2B) is al\u00e1\u00edrhatnak?<\/strong> <br\/>Igen, abszol\u00fat. A sproof Fastlane ide\u00e1lis a B2B folyamatokhoz. M\u00e9g a v\u00e1llalatok meghatalmazott k\u00e9pvisel\u0151i vagy al\u00e1\u00edr\u00e1sra jogosult k\u00e9pvisel\u0151i is jogilag biztons\u00e1gos m\u00f3don digit\u00e1lisan al\u00e1\u00edrhatj\u00e1k a SEPA \u00fczleti megb\u00edz\u00e1sokat &#8211; ha k\u00edv\u00e1natos, akkor a min\u0151s\u00edtett elektronikus al\u00e1\u00edr\u00e1ssal (QES) is, amely jogilag egyen\u00e9rt\u00e9k\u0171 a k\u00e9zzel \u00edrott al\u00e1\u00edr\u00e1ssal.  <\/li>\n<\/ol>\n\n<p><a href=\"https:\/\/wp-staging.sproof.com\/hu\/papirra-nyomtatott-szerzodesek-digitalis-alairasa\/#weitere-use-cases-platzieren-sie-die-fastlane-dort-wo-es-ihre-anwendungsfaelle-erfordern\" data-type=\"link\" data-id=\"https:\/\/wp-staging.sproof.com\/digitale-signatur-gedruckter-vertrag\/#weitere-use-cases-platzieren-sie-die-fastlane-dort-wo-es-ihre-anwendungsfaelle-erfordern\">Egy\u00e9b felhaszn\u00e1l\u00e1si esetek: Helyezze el a Fastlane-t ott, ahol a felhaszn\u00e1l\u00e1si esetek megk\u00f6vetelik \u2192  <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>4 l\u00e9p\u00e9s a jogszab\u00e1lynak megfelel\u0151 beszed\u00e9si felhatalmaz\u00e1shoz<\/p>\n","protected":false},"author":6,"featured_media":154327,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[746],"tags":[753,752,756,750,1375,1224,749],"class_list":["post-153758","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tudas-poszt","tag-digitalis-alairasi-folyamatok","tag-digitalis-alairasok","tag-eidas","tag-fez","tag-sepa-megbizasok","tag-sproof-fastlane","tag-sproof-sign"],"acf":[],"_links":{"self":[{"href":"https:\/\/wp-staging.sproof.com\/hu\/wp-json\/wp\/v2\/posts\/153758","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wp-staging.sproof.com\/hu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wp-staging.sproof.com\/hu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wp-staging.sproof.com\/hu\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/wp-staging.sproof.com\/hu\/wp-json\/wp\/v2\/comments?post=153758"}],"version-history":[{"count":5,"href":"https:\/\/wp-staging.sproof.com\/hu\/wp-json\/wp\/v2\/posts\/153758\/revisions"}],"predecessor-version":[{"id":162834,"href":"https:\/\/wp-staging.sproof.com\/hu\/wp-json\/wp\/v2\/posts\/153758\/revisions\/162834"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wp-staging.sproof.com\/hu\/wp-json\/wp\/v2\/media\/154327"}],"wp:attachment":[{"href":"https:\/\/wp-staging.sproof.com\/hu\/wp-json\/wp\/v2\/media?parent=153758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wp-staging.sproof.com\/hu\/wp-json\/wp\/v2\/categories?post=153758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wp-staging.sproof.com\/hu\/wp-json\/wp\/v2\/tags?post=153758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}